Cool Artistic Furniture That You Want For Your Office!

Today, let’s stray a little bit out of our usual art topics. Nah, we are not shifting the focus on our blog. It just so happen that I chanced upon this article on Bored Panda about super cool offices.

At first when I read the headline, I thought, how much coolness can you give to an office, other than the world famous Google office? However, I was wrong! I was really amazed by some of the other offices in the world! Forget about just the design. Some of the office furniture, tables, chairs are simply too ‘cool’. If you are a new-gen guy like me, you will be blown away too.

Let’s enjoy some of the offices.

Google. (Who else?)

google

 

google office

Invention Land Design Factory

invention-land-design-factory-office invention-land-design-factory

Dropbox

dropbox
dropbox-office

Are these offices considered art and design?

You see, we have never worked in such cool offices before. If you want to compare it to my own art college, I can say we can compete the layout, design, art work, cool furniture with them. But that doesn’t matter. What it amazes me is that you don’t have to be an art college to have artistic workplace!

Hold on, there are more cool furniture that you must see. If you must, get them for your office! What about us people here who have a plan to start a drama or theatre company in the near future? Sure, we may want to have these cool chairs in our office too, since we are ‘artist’ too!

You see how they move the table away to create space, and slot it back so that you can have your dining table back? Look at how they ‘modify’ the chair into something that you can do without, but when you need it, you just need to flip it up?

There are many more really cool stuffs out there (other than our own stage) that we should explore and see how much we miss out in the world. Overall art is not just about ‘watching a musical or a play’. It can be part of our daily lives, on how we apply them to live better, stay comfortable, and be like these cool offices, impress people.

Meanwhile, if you are keen to check out cool furniture, you can visit the facebook page on Office Furniture here!

The Value of Art

theatre-art

The culture of any place is highly influenced by the art form practiced in the area. Art can be of any form; Painting, Music, Dance or Theater. Though art is an integral part of our everyday life, it is not easy to appreciate it enough.

You must learn to recognize the quality work. Not everyone can understand the beauty. You need to spend time listening to music, watching drama, visiting art galleries, going to opera shows to start enjoying it deeply.

You should also choose any form of art which appeals you most and start practicing it. Some people see it as a waste of time thinking that it has no benefit at all. But, such people are simply ignorant about the benefits behind appreciating and practicing art.

They should learn more about it. It does not matter whether you indulge in art as an artist or an art lover, both are equally enchanting. Make it your hobby. The more you indulge in your hobby, the less you think about worries
in your life. Appreciating art is similar to falling in love with someone. It makes you happier.

It makes you feel good. We all know, a happy heart resides in a healthy body. So, isn’t it a miracle that you can be healthier just by looking at great art like those of Picasso, Leonardo Da Vinci, Von Gogh etc.. Art appreciation is in fact a well-established way of healing. Watching and/ or participating in theater is
another way to nourish your mind and soul.

The world is full of imposing and beautiful theatres.

The Seebühne (floating stage) juts into the Austrian waters of Lake Constance, and is the most dramatic setting for performances at the Bregenz Festival.

floating-stage

Venice’s La Fenice theatre staged world premieres of operas by Rossini, Donizetti and Verdi.

The Fox Theatre, Detroit, uses a blend of African and Asian motifs – called as “Cambodian Gothic”

The futuristic, curvaceous Guangzhou Opera House in southern China simply stands out. What can you use to describe this magnificent stage you see below?

gz-opera-house

Cornwall’s Minack Theatre was constructed at the end of a garden in Porthcurno to stage productions put on by local players

The Winter Garden is one of the last remaining stacked Edwardian theatres, constructed seven storeys above the Elgin Theatre in Toronto, Canada

Sydney’s Opera House visible from the ocean as well as from the bridges, it is one of the most iconic opera houses of the modern age.

And this is Dream Theatre from Boston Opera House:

There are many more such alluring and magnificent theatres in the world. All these countries represent different continents but they all have one thing in common; the love for art.

There cannot be a better way than a good opera show to relax yourself, to get rid of all the negative energy. Enjoy a really good
show and feel the difference in your life.

Understanding What A Mortgage Is

From the previous article, you have understood what a reverse mortgage is. Now, let’s go deeper into understanding what mortgage is, and some of the important things you have to know about mortgage.

Let’s kick off this with a video about mortgage.

mortgageMortgage: A financially legal and binding procedure to facilitate the transactional flow of money between two parties, referred to by the term lender and borrower, in exchange of any immovable/movable entity with a physical significance under the given laws and conditions.

The borrower gets money in exchange of the entity being under the ownership of lender for a mutually agreed stipulated time. The lender has the rights and necessary privilege to claim on borrower’s property in case if the later faults on the line of repayment or does not respect the terms and conditions of the agreement previously agreed upon.

Technical Terms

There are few technical terms associated with mortgage:
Loan Amount
Loan amount is the money which borrower takes from the lender in order to pay for the property given under the care of lender.

Pre-payment

This is an option with the borrower which he can exercise to fast re-pay his pending loan in order to secure his property.

Principal Amount

The total amount loaned by the borrower from the lender.

Interest Amount

This is the amount which is paid as interest on the principal amount by the borrower to the lender over the specified period.

Typically, mortgage is of two:

Fixed Rate
Under this category, there is a mutual agreement between borrower and lender whereby the fixed time period is decided upon and fixed repayment amount on regular interval, usually a monthly phase out activity, to repay the complete amount.

Floating Rate
Under this category, there is no fixed amount being paid over the mutually decided period, which usually ranges from 5 to 30 years entirely dependent on the loan amount. The rate is calculated based on the market fluctuations and economic scenarios.

This is a very crucial phase in everybody’s life when it comes to applying for loan to secure your dream home. Usually, we all opt for reputed banks, if possible government undertaking, to make sure that they are no risks involved and preferably lower interest rate involved. It is very imperative for us to do proper analysis before we opt for the property and then for the bank of our choice.

1. Note down your financial liabilities & daily expenses
a. Once you have made up your mind to go for your dream home, make note of all your financial responsibilities in terms of any existing investment and total amount.
b. Now, monitor for close to 2 to 3 months to see how much you spend on your household activities. The sum of a & b will give you clear perspective about how much bandwidth you have in terms of opting for the loan amount.

2. Analyze your future projection in terms of earnings
a. Based on your current total household income, make a calculation about the future
earnings for next 10-15 years and see how much you could probably save.
b. Keep aside a portion of amount for any eventuality from the projected amount.

3. Tax exemption
a. Considering the existing investments that you have around for the sake of tax saving, calculate the expected principal and interest rates. Once you have followed the above three steps, you will have the clarity around your financial strength to decide about the price range for the house. These steps will also give you clear perspective about how you can save your tax by stop investing in other financial instruments that you had in past.

Love this article? We will be sharing more about mortgages, real estate, and anything that can make you financially wiser with property!

What is reverse mortgage about? A little introduction guide

We all know what mortgage is.

When you buy a house, you will usually take a housing loan from the bank. If the bank lends you $300,000 to buy a house, that will be the money you owe the bank. Throughout the years, you can decide how long you want to pay back the bank. Of course, it cannot be as long as 80 years. A typical home loan range from 10 years to 25 years. The shorter the loan, the higher the monthly installment you pay. The opposite is true too. The longer the loan, the lower the monthly installment.

That is mortgage. You pay monthly mortgage to the bank.

When you have finished the mortgage payment, you fully owned your house. The house is yours.

What about reverse mortgage?

Here’s a short video to explain to you:

You can watch the video on Youtube here too.

In short, reverse mortgage means you convert part of the equity of your home into cash from the lender, who is the bank. You can do this without selling your home or pay additional bills. There are a few countries who have supported this initiative, and it is usually started for the elderly who are 60 years old and above.

In Canada and US, reverse mortgage are quite popular as it is one way for the elderly to receive cash payments for their retirements. This initiative has given some opportunity for the elderly to ‘cash out’ their house, without selling them. The Singapore government is starting to look into this initiative, because of its increase in elderly population too.

You can read more about Reverse Mortgage on wikipedia too.

Is this reverse mortgage initiative to be supported? Will you support it?

Let us hear your views below.